Home Buying Process – thru the eyes of the lender

  The steps for the home buying process involves the lender, the agent and the title company.  All have to coordinate during the home buying process to ensure a smooth transaction.  It is in the best interest of the all including the buyers and sellers to have a great sale and good feeling when all … Continued

Why is so much Paperwork required to get a mortgage?

Why Is So Much Paperwork Required to Get a Mortgage? When buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on the application form. Many buyers … Continued

5 Things That Can Delay Your Mortgage in Floresville

You’ve found that perfect home, and so you’re ready to move on to closing as soon a possible. The last thing you need is for some problem or surprise to cause any delays, especially with respect to your mortgage. There are, in fact, a lot of things that can go wrong and cause depressing delays, but not (most … Continued

6 Ways To Generate More Money For Your Down Payment in Floresville

Most of the time when purchasing residential real estate, a bigger down payment is better. But with rent, car payments, food, utilities, saving for the kids’ college tuition, and a little entertainment now and then, saving for that larger down payment certainly seems far easier said than done. But you can do it. It just takes planning, … Continued

How To Get A Mortgage When Self Employed in Floresville

  Trying to get a mortgage when self employed comes with its own set of challenges. Being self employed is a tough enough row to hoe (chiefly because of the many hats you have to wear) without the added burden of trying to convince a lending institution to give you a loan for a house. … Continued

A Breakdown of Closing Costs for Homes in Floresville

Whether you’re a buyer or a seller, the whole business of closing costs can both confusing and intimidating. And then there’s the aggravation for buyers of having to pay closing costs on top of the tens or hundreds of thousands of dollars they paid for the home, sometimes as much as 5%, and for sellers … Continued

10 Things You Never Knew About Home Shopping in Floresville

Shopping for a home is exciting. You spend time looking at amazing photos of homes, dreaming about your future life there. You can see the kids swinging under the tree and the many cups of coffee shared among friends in the kitchen. Once you get into the thick of home shopping, you might be surprised … Continued

Mortgage Rates in Tx: What Can You Really Afford?

Everyone has that picture perfect home they want to buy, raise a family and create forever memories. But few people can afford their dream home at first, if ever. By prioritizing your needs and desires, you can shop for the right home that fits your financial picture. When it comes to mortgage rates in Tx: … Continued

5 Reasons People Can’t Buy a Home in Floresville

For many people, a home is the largest investment they will make in their lifetime. With the right financial tools, most people can find an affordable home they love and want to live in. Sometimes things don’t work out. Here are five reasons people can’t buy a home in Floresville. 5 Reasons People Can’t Buy … Continued